Public Claims Adjusters by State

Why Hire a Public Insurance Claims Adjuster?

The day of a loss can turn your world upside down, and you may be totally overwhelmed by the damage to your home and consumed with worry for the well-being of your children and pets. You probably have more unanswered questions and are unsure where to turn. You require professional assistance.

Public adjusters assist policyholders after these events as well as under other circumstances such as when a policyholder has received an unsatisfactory settlement offer or a denial letter. Whether you’ve already filed your insurance claim in Texas or have yet to fill out the first form, let a public adjuster represent your interests.

Public adjusters specialize in representing the insurance needs of the general public. In Texas, insurance claims often result after:

  • Wildfires
  • Home fires
  • Tornados and high winds
  • Hurricanes and tropical storms
  • Thunderstorms
  • Lightning
  • Floods
  • Theft and vandalism
  • Hailstorms
  • Explosions
  • Building collapses

Public adjusters assist policyholders after these events as well as under other circumstances such as when a policyholder has received an unsatisfactory settlement offer or a denial letter. Whether you’ve already filed your insurance claim in Texas or have yet to fill out the first form, let a public adjuster represent your interests.

Reviews of Public Adjusters Near You

Remember that Public Adjusters represent you, the policyholder, not the insurance company. This distinction is critical. An insurance company adjuster may be a nice, knowledgeable professional doing his job. However, the burden of proving your losses is not his business. That burden is yours. But it is not necessarily yours alone. Instead, hire a public adjuster and let the adjuster share in that burden. A public adjuster typically performs the following services in exchange for a small percentage of the final settlement:

  • Files all necessary paperwork
  • Reviews insurance policy
  • Conducts a thorough inspection of the damage
  • Inventories all lost items
  • Estimates all structural damage
  • Searches for hidden damage
  • Documents the damage with digital pictures, notes, and diagrams
  • Prepares a comprehensive package detailing your insurance claim, losses suffered, and expected expenses
  • Negotiates with the insurance company including negotiations dealing with denied claims or unsatisfactory settlement offers
  • Represents your interests

While many policyholders opt to file their own claims, it’s important to note that filing insurance claims is a complex process that most people never need to do. Being unfamiliar with insurance terminology, rebuilding costs, paperwork requirements, and the insurance claims process in general leads to confusion and the potential for unsatisfactory settlement offers. By hiring a public adjuster who files insurance claims on a daily basis, you are more likely to be satisfied with the final settlement offer.

Many people encounter a situation where they have been actually paying to their insurance company for years for their homeowner’s policy, but when they have a claim, it is either rejected or the payout is so tiny that it provides no significant level of support. When this occurs, it is time to hire a public adjuster, who will work on your behalf to ensure that the insurance company pays you what you are owed. Without these people, many people are duped by their insurance companies, the same companies to which they have been paying money every month for years.

Whether you’ve suffered a devastating loss or are getting the runaround with your insurance company, hiring a public adjuster can bring you immediate relief. Texas public adjusters understand the complexities involved in filing insurance claims and rebuilding homes in the area. Hire a public adjuster and rest assured that your claim will progress smoothly and satisfactorily under the watchful eye of an insurance professional who works only for you.